Recorded at the Karayiannas office: 10-02-2006

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Recorded Meeting

Unfortunately, the next meeting in the Karayiannas office was not recorded, the battery failed on the camcorder. Because of the battery failure I had to go back and meet Marios Karayiannas and Michelle to cover the same detail as we had the day before, before my flight that afternoon. In this meeting, they think I’m crazy/stupid for asking the same questions however I leave the meeting reassured that compromises are possible if we’re still not happy we can have our money back and I’m sent away to discuss it with my wife in England.

At the Karayiannas Office Friday, February 10, 2006 around 9am. Present were Myself, Marios Karayiannas and Michelle Anglou.

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Transcript:-

You have 10 minutes?
Yes come in. Yes
The pipe work for the kitchen..
Yes..
I told Michelle it’s in the wrong place it’s where the cooker should be.
We put the drainage pipe in everything when we are ready for the tiles. When we are ready for the tiles we have your order where you want the sink and everything and we bring all the pipes there.
So does that mean breaking down the floor again?
No there is no need to go down to the floor. Out to the side of the bricks. We go out because it is not a big pipe we have to make a 13cm conduit/concrete above from this floor we have 13cm conduit/concrete to put the tiles on. So in this conduit/concrete I will put the other pipe in the position you want.
OK. Because I remember Michelle said it was very important to let her know where the pipes go at the foundation stage, So it’s not so important now it can be a…
We put outside.
Its just less work its less work later on that its not that it cant be done
It just less work later on that’s all.
OK any question?
Yea, yea many.

The toilet, the downstairs toilet. I’m going on site now my flights at, I have to be at the airport at 3 I don’t have long but I’ll have to come back in two weeks I think to see how things are progressing. So the downstairs toilet how is the waste for that…
The waste pipe is going outside again from there to the wall going outside and going down.
I don’t know…are you on site today are you?
Listen it’s my responsibility to where this pipe. If you want toilet over there I put toilet. You understand?
Yea, I understand yea.

Ok, so the plan you had about the road, so I have to talk to my wife about it obviously as we said. Because many things have changed for me you know so on this trip so you have to…
What many things?
Well obviously the road plan changed. That changed since last time I was here.
It is my corner of the road outside from your house.
Yea but it changed from what you said last time.
It changed you mean about the bungalow houses of the bungalows, because I build two storey houses there?
Not only that. The road was to go up. As here. That was the plan that you gave us. The road where I was here was going up. So this has changed.
Yes this has changed.
So you have to go slow with me because as things change I have to then tell my wife what the changes are. So if I…
What you can explain to her about these changes that these thing there, these change because of the permission and the changes of the plans of the outside houses there. Because there this road here. You can explain to her. You have to understand you first to explain to her.
That’s right, that’s right I do. I have to understand it.
Not to go and explain other things.
No no…
You understand.
I don’t understand why it changed.
Why you don’t understand? Why you don’t understand Conor?
Because you gave me this and now it’s this.
It’s not in your house these things. It’s outside of the plot but I have to build some houses that I buy this plot to develop this plot that will to build my houses, in your plot I don’t make any changes. These are the things…in the mind.

So things that you said. Things that you said last time, things that you said last time have changed.
Ok I said these things, I said these things.
So only things that are in writing are good. So when you say that the downstairs toilet can be moved, this is not a problem. Then because it’s not in writing you know I have to know it’s not a problem.
Because you said that this would be a bungalow here and the road would go up there but it’s not in writing and I took that as not in writing and now it’s changed so I have to go a little bit slower. You see, so forgive me if I have to go slow. OK.

So you were proposing yesterday then, that because we are not happy now, that you said that this 6sq meters in 3 years time maybe you could give to us, did I understand that correctly?
Yes.
But that isn’t your problem though is it. That is neither here nor there to you. Your problem is the house there. It’s the road… So that really is no issue for you.
The issue is now being overlooked, when we bought the property…
What Marios is trying to explain is that he been given permission to change…
If I said to you because sometimes these are my. these are my problems sometimes when I or for example when I say some thing and change. I say to you I build bungalow. OK.
When because they change the plan, the permission of the government to me I build a 2 storey houses. OK. I mean I build a 2 storey houses. I don’t have a place here to build a bungalow if I build bungalow here I loose 1 house. You understand me now. A 2 storey house. If I say to you. You understand that?

You understand for me that only having one window here looking into my garden was not a problem now having two balconies coming down looking into my garden, that to me and my family was problem OK you understand the difference?
Yes I understand the difference.
Good OK.
OK. Discuss with your family what is your feeling and what is Sit down to think about it and we wait the answer from you. And this is your problem the 2 balconies looking into your plot, discuss with your family and come back to me say to me Mario’s this, this, this, this, advisor or say to us what we can do.

OK, so I will come back to you within 1 week by email and then I will return here within 2 weeks do you think any of the pipework will be done between now and 2 weeks.
The pipework, No.
What about the windows being blocked up.
The windows being block, Yes.

Let me just have a think now what else was different.
Do you have that list that we did the other day (to Michelle)
Of all the things that were going to be done.
You mean the form?
When we first sat here the other day
And we wrote a list of all the different things.

So you’re going up here are you are you building here now.
This road goes somewhere yep?
Yes it’s going out here
Yes and have you bought this land to build on now?
Listen It’s my…
I know it’s yours
Its my job if I buy this land for example.
Of course it’s your job. As a developer you want to make money you want to build it.
But it’s just nice to know.

Here is the area of the agricultural land. OK. Everywhere here.
I know it is at the moment.
We don’t know what is happening after three four years.
Right
If somebody come and build here understand or the zone change. They allow in this plot. Conor to build 1 house in each plot for the moment.
yep
After the changes of the zone. maybe somebody come to build houses the same like here.
For example I have the land here at the front now. In my plan to buy it to build houses to plan
You understand?
I go over in this area, I build all this I plan this houses. Now all the developers because (un-audable) everybody try because they hear from other people that they sell many houses many property, everybody come here to this area. The developer…
They might not build now. The zone might now be able to build now But they buy for the future.
For the future.
Do you understand?
Because you buy also this house for £163,000 now this house in this area is £180,000
This is why we rush to buy it. We knew this. This is why we rush to buy it.
Bravo, its good moving but I don’t understand your wife that is worried about the changes outside of your plot.

Well the difference is Marios
If I don’t make
Things that you say…
If I was not me,Conor. I don’t understand these things, because every time this is happening to me, from my experience you are not the first one, you are the 100 one. Do you understand?
Yea you’ve heard it….
You have your thinking about this. It’s good to don’t have other people to look into your property but I have this type but it is £300,000 each.

The trust between us Mario’s has been bruised. It has been bruised OK. What you said last time has now changed. OK.
We will go back and within one week I will see what my wife and me we can come up with and maybe we can come up with a solution, But I think the onus is on you and Karayiannas to rebuild that trust.

Listen my opportunity is to keep my clients happy always. You understand?
Well I’m not happy.
This is a family business, I’m not a big business and I want to loose clients or to send you back for example or to give you your money back like that. I don’t use this way. I don’t want to use this way.

But these are the people who don’t understand Conor. And I speak with them a lot of times.
And sometimes I have not very respectable people to me and because of one thing that I did change in the area or outside of the plot or because their neighbour they have dog for example they came in my office and say “Why these people they have dog in their own house”.

Sometimes. You understand that. You don’t have to do anything in your neighbours house.
Or one people for example want to run the plot without clothes????
This is their own problem. You understand?
I understand that Marios. The difference is that you said things yesterday that if it isn’t down on paper…
Some people because you say to me another one Some people they try to reduce the price of the house remember they came to me (speaking to Michelle Anglou) Remember that time?
Because I build not a house a bungalow…err..apartment. The next plot I build apartment for example another area. they buy the house for 180,000 from me and I buy the next plot 300,000 one piece of land to build apartment I pay 300,000.

Because I want to build apartment they came to my office back
And say to me no we want to reduce the price of the house because you build apartment.You came to Cyprus to warrant and have problem with people because you don’t like to be in your house over there it’s not good.

I understand and as a businessman I would be in exactly the same position as you.
You think like me.
The difference for me is Marios when you said something last time OK. We took that and then yesterday you say if it’s not in the contract then there is nothing you can do about it. So I just want to make sure…

You chose the house because I say to you I build bungalow next door?
Yes. Yes because we have a private garden Yes. Otherwise we take our time and we look elsewhere. But because there was no one overlooking us. We said straight away.

Conor, Conor, listen we got to stop because I have to go land registry office.
I understand.
You can discuss with you wife and your family explain to her what we discuss here.

Show her the pictures. I took pictures the other day from here and looking into our garden and the differences in that. My wife is not a difficult person don’t get that, that, because that, that, was not nice. But we are very hard working people and we wanted to buy a place where we could relax in the garden do what we want and not have balconies overlooking us.

If it’s a bungalow that’s next to you Conor when they get their title deeds they can..
They can build a second floor.
Build Above we have no control over that Conor as with this man here in few years time…
I have to go Land registry office.

Thank you for you time.
Discuss with your wife.
I will email you within one week and be back within two weeks.

I don’t have a problem giving you your money back, If you want to buy another place.
I’m not here to waste time in investments..
If you want to buy another place from another developer I don’t have a problem or another country. I will give you your money back.. You see how they work in other place. You see for me I say to you I build a bungalow but sometimes things change to me.

You should let your buyer know that then, you should let your buyers know when you come in that this plan that I have at home will change. You should let people know that, That is the…
I don’t know this Conor before when you close the agreement these thing coming later on.

This is dated 2004 also isn’t it
Yes
October 2004 you know I was here last year

Ok If I say to you Conor I build another 2 storey houses from the beginning before you..
Yep I take my time then and I look elsewhere that what I would do.
No before you book after the booking of the house. These things happen before after you close the agreement. It also happen before you close the house. If I know these things from the beginning I say to you this is the plan. OK.
See you in two weeks Thanks for your time
Have a nice trip